Business Finance Growth Partner

Finance that fuels ambition.

Founder-focused business lending and strategic advisory for growth-stage owners. When opportunity appears, you shouldn’t have to hesitate — you should be ready to strike.

Enquire now ↗ Explore solutions ↗

MFAA Member Founder-led Melbourne, Australia

Our real niche

Business owners who want to move fast.

Traditional lending has its place; however, when opportunity knocks, a business needs to act fast. Long delays in funding have a name: Opportunity Cost! At Charlie Martin Capital we review your position and move at the speed of the opportunity.

What we do

Full-spectrum Finance.

We lead with fast, founder-relevant lending and build into a long-term advisory relationship as trust develops. Not just a broker — a finance partner that grows with you, from your first opportunity to your biggest move.

The differentiator

Core Advisory

Strategic finance advisory
Capital & debt structuring
Cashflow & growth planning
Opportunity readiness

The front door

Business Solutions

Short-term business lending
Business overdrafts
Private lending
Working capital facilities

The expansion

Commercial Finance

Commercial property finance
Business acquisition finance
Asset & equipment finance
Refinance & advanced structuring

The long game

Specialised Personal Finance

Residential investment loans
Home loans
Refinance & advanced structuring
Wealth-building alongside your business

The founder

Martin Vidakovic

Founder & Managing Director

Martin has spent most of his working life self-employed. He understands the reality of running an SME business. The long nights, managing staff, the cash-flow crunches, and the moments where the right opportunity appears and you have to move before it’s gone.

Charlie Martin Capital exists to bring that perspective to finance. Founders don’t just need a loan — they need speed, clarity and judgement from someone who has built, grown and run businesses themselves. That’s the difference between a broker and a finance partner.

MFAA Member 25 years+ in finance broking Melbourne based, nationally connected

Martin Vidakovic, Founder and Managing Director of Charlie Martin Capital

Who we work with

Built for growth-stage founders.

You don’t need everything from us on day one. You need the right solution, fast, from someone who understands the business behind the balance sheet.

$250K–$10M

Annual turnover

2–8 years

In business and actively growing

Fast

Decisions when opportunity calls, not long waits

In their words

Trusted by the founders we back.

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Martin initially helped us with a short-term business need. As we got to know him and his broader expertise, we now use him holistically — for all of our business and personal lending.

Gavin & Sharon V.Manufacturing

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We needed to move fast on an opportunity that wouldn’t wait. Martin worked at our pace and got the deal done when the bank simply couldn’t.

David R.Architect

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He reviewed our home and investment lending and found structure and savings we didn’t know we were missing. It genuinely feels like having a finance partner in our corner.

Dr. Priya S.Healthcare & professional services

Beyond the loan

A complete team of trusted advisers.

Charlie Martin Capital has access to trusted, proven professionals in Accounting, Financial Planning, Legal and Insurance who deliver the highest level of care to our valued clients — so the right specialist is always one introduction away.

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Accounting

Tax, structuring and reporting partners who keep your numbers working for you.

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Financial Planning

Wealth and retirement strategy aligned with your business goals.

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Legal

Commercial, contract and property specialists for clean, confident deals.

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Insurance

Protection for your business, your assets and the people who matter.

How we work

From first call to funded.

A clear path from first conversation to funds in the door, with a finance partner that is there for you for the long term.

Talk

A conversation about your business and the opportunity in front of you.

Strategy

We map the right structure and lenders, show you the options available and the numbers that matter.

Execute

We assess, lodge and manage everything through to settlement. We monitor, review and optimise your finance arrangements as you grow.

Advisory

A deeper conversation and strategy on how we can expertly help your current and future needs.

Get in touch

Ready to move on your next opportunity?

Tell us about your opportunity and get a fast, founder-to-founder response.

☎ 0439 002 199 ✉ hello@charliemartincapital.com.au ✉ martin@charliemartincapital.com.au

Mortgage and Finance Association of Australia member

Proud member of the Mortgage & Finance Association of Australia.